Certificate of Insurance FAQ

A Certificate of Insurance for your Association’s master policy provides general proof of coverage and agent contact information.

Should you need a certificate of insurance for your lender, or if you are a lender, you must first order a COI online. To obtain a certificate of insurance listing the necessary unit and lender information, you will need to contact the agent directly.

Along with the COI you will receive information about the coverage and exclusions of the master policy and deductible amounts.

An individual policy also referred to as “gap coverage” or an HO-6 policy covers unit owners personal property, general liability for the interior of the dwelling unit, real property that may be excluded by the master policy along with any other personal coverage deemed necessary. Obtaining this type of policy is the responsibility of the individual homeowner. Please contact us if you would like a referral to an agent who can provide coverage for your individual homeowner needs.